1) The Paralympic Games, held immediately after the Olympic Games, showcase the athletic abilities of individuals with disabilities and promote inclusivity in sports.

2) Insurance premiums are the payments made by policyholders to insurance companies in exchange for coverage.

3) Tea, originating from China, is one of the most consumed beverages globally. It is made from the leaves of the Camellia sinensis plant and comes in various types, including green, black, oolong, and white tea. Each type undergoes different processing methods, resulting in distinct flavors and aromas. Tea culture has a rich history and is celebrated in rituals, ceremonies, and social gatherings in different cultures worldwide.

4) Cyclones, also known as hurricanes or typhoons, are powerful tropical storms characterized by low-pressure centers and strong winds.